Philadelphia Magazine article, The Top 50 School Districts 2008.

Attention Real Estate Investors

Are you interested in investing in real estate? Are you already an investor? Have you heard stories about people making millions of dollars in real estate, and are you wondering if you might be able to do it too? I cut through the mystery and hype and show you the realities - good and bad - of investing in today's real estate market.

Let's be clear; there are always opportunities in the real estate market. Taking advantage of those opportunities requires someone that can find those special properties, accurately analyse their potential, and build the team to close the deal. That's where I come in; I'll help you get it done. I'm doing it myself as a matter of fact, and you can read about it on my Real Estate Investors blog. Click here now. -John Caporale

Recommended Contractors and Vendors
Need new windows? Thinking about finishing your basement for some more living space? Roof leaking? New in town and looking for a good mechanic? Check out my Recommended Contractor/Vendor List. I've compiled the names and phone numbers of good local people that I'd like you to consider when planning your next project or just looking for some good ideas. Click here to see the list.

 

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Navigating the U.S. Treasury's Home Affordable Modification Program (HAMP)

Below are two videos to help homeowners experiencing financial hardship understand the benefits of the Home Affordable Modification Program (HAMP) and how they can take advantage of this important program.  HAMP is the national loan modification program offered in the Obama Administration’s Homeowner Affordability and Stability Plan which mortgage servicers are implementing broadly to bring long-term affordability to homeowners struggling to keep their homes. Navigating the Home Affordable Modification Program, one of the first videos available for homeowners, explains the benefits, eligibility requirements and types of adjustments that can be made to mortgage loans. The video also provides a realistic example of a couple’s experience before-and-after receiving a HAMP modification.

Navigating the Home Affordable Modification Program is divided into two parts. Part I is a basic orientation for viewers who may not have heard of HAMP, the objectives of the program, how to determine if your loan is owned by Fannie Mae or Freddie Mac, and how to find out if you qualify. Part II discusses the information homeowners need to provide their mortgage servicer, demonstrates how affordability is achieved through a realistic example, and the steps homeowners need to take to ensure success in modifying their loan.

Additional information about alternatives to foreclosure can be found on www.HomeSafePMI.com. Sponsored by PMI Mortgage Insurance Co., the site offers a Mortgage Options Assessment Tool that enables homeowners to organize, calculate, and produce reports on their current financial situations prior to meeting their servicer or counselors to discuss solutions to foreclosure. This free tool is available to anyone.